How to Use a Debt Validation Letter to Stop Collectors in Their Tracks
Send a debt validation letter within 30 days and collectors must stop calling, reporting, and suing. Sample letter, timing rules, and state-specifi…
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consumer rights
Midland Credit Management Is Suing or About to. The Rules Are Different Than a Normal Collector.
MCM doesn’t work for your original creditor. They bought your debt. Every part of this, the leverage, the defenses, the settlement math, even the s…
Harris & Harris Sent You a Notice. It's Probably Not What You Think.
Most people get their first letter from Harris & Harris and assume it’s about a credit card. It usually isn’t. It’s a toll violation, a hospital bi…
TrueAccord Keeps Emailing You. Don't Click the Link Yet.
The email is polite. The subject line sounds like customer service. There’s a friendly button that says something like “Resolve today.” This isn’t…
Unifin Is Calling About a Debt You Half-Remember. Now What?
A number with a Chicago area code keeps hitting your phone. The voicemail is vague. A text shows up with a link and an account number that sort…
Regulating Supplements Like Berberine: Legal Loopholes, FDA Oversight, and Consumer Risks
The dietary supplement industry in the U.S. has grown into a multi-billion-dollar market, with more consumers than ever looking for natural alterna…
